Credit Crisis!!?

I have many outstanding balances on credit cards and cell phones, and an old electric bill that are all in collections. I currently have 4 open credit cards.


I want take care of them all but I can only afford to pay the current ones so I don't get further in debt. Is there any agency that can help without giving me a huge monthly payment...I'm barely getting by with what I pay now.





Thanks!|||If you are barely getting by now, how will increasing your payments by getting another loan help? You are going to have to find away to increase your income before attempting anything else, or you will end up in even worse shape.|||Hi.


Try debt consolidation. this well recommended site will definantely help you :


http://qurl.com/ksh9f|||I think in your case, first and foremost take care of collections.


Call your collectors and try to talk to them about small monthly payments,


Then call your four credit cards and ask for a deferrementdue to economical hardship. This will give you six months to pay off the collections.





If that does not work consolidate all of your debt. That way you'll have one monthly payment.


Also consider getting a second job.